Peter Bihr

German Labor Secretary von der Leyen proposed to include all freelancers in the German pension system. Before, for freelancers paying into the pension pool was voluntary – much unlike employees who always were by default part of the system.

And I’m honestly not sure what to make of the whole thing.

So, quick recap first: von der Leyen proposed a flat fee of some 350-450 Euros per month. The main arguments are: everybody should pay into the pool, and it’s a way to make sure freelancers don’t live in absolute poverty at old age. Criticism was harsh, including a petition against the proposal, signed by some 45K people as I’m writing this. The main arguments against the new default are that joining the pension system should be voluntary, that the amount is too high particularly for job starters and young freelancers, and that a flat fee is inherently unfair.

Now what to make of it? It’s not as easy as it sounds. I was a freelancer for quite a few years, and thought about pension plans etc etc for a long time. Here’s the dilemma: As a freelancer you’re exempt from a lot of both the obligations and the protections employers have. That’s both boon and bane. On one hand, you’re free to decide how to plan ahead, and you save some taxes. On the other hand, you enjoy a lot less protection, say if you have no clients, and you won’t get a state pension unless you setup a private plan.

And as always, that’s the core: Do you believe in the state to protect the weakest, or do you believe in the individual’s choice and responsibility?

  1. I’m not defending von der Leyen’s proposal, I’m trying to form an opinion and share my experiences in case they’re useful for anyone. I do this after having been a freelancer (Freiberufler, to be correct), and being a full-time employee of my own company these days.

  2. A flat fee is probably a bad idea. There’s a certain elegance in flat fees, and frankly the amount isn’t all that high if you compare it to any private pension plan, pension fund, life insurance and all the other flavors. I looked into it, and trust me, if you want to get a somewhat decent pension, it’s not going to be cheaper than that. Yet, a percentage-based fee is probably fairer, or maybe an extemption for the lowest income freelancers, or the first year of your business, or some other more flexible entry level rule. But that can be done, as it is for almost every other relevant field, like part time employment and a sliding tax level for low incomes. (Just don’t be surprised if you end up paying more once you earn a decent salary.)

  3. For freelancers it’s often hard to plan ahead for the next few months. (As it is for small companies, come to think of it.) Just because it’s hard doesn’t mean it shouldn’t be done. Once a new expenditure is established, it’s part of the system and everyone will live with it just fine. And even though I’ve struggled with it myself quite a few times, I do believe that if your business – freelance or not – doesn’t bring in enough cash to pay for a pension than it’s not a business. We’re not talking about full time hobbies, but full time work. (If you freelance on the side it’s a different matter altogether of course, but that’s not what my post is about.) If after a year (or two, or whatever) you can’t pay for it, chances are you never will be. And pension plans work by leverage over time. If you start paying in by 35 or 40 it won’t work. It can’t work. The earlier, the better, and the later, the worse. Much worse, in fact.

  4. The argument that we, as a generation, won’t get our fair share out of the system, is in my eyes highly problematic. I’ve done my fair share of ranting about collapsing pension systems. And I still rant about it. As a generation, it feels like we’re well and truly screwed at least in Germany and in regards to the pension system. The system was built for a very different demographic distribution and we’ll end up paying more and getting less. Yet, I’m not just yet willing to give up the social contract that I also profited off massively, like my free university education for five or six years. I got a lot out of the system, I feel I should put a lot back in. Let’s figure out the details along the way.

That’s it, really, those are my thoughts. I really don’t think that an obligatory system a unified system necessarily has to be a bad idea. I’m also quite sure that the current proposal won’t work out as it seems like a bit of a short-sighted implementation. But as a fellow former freelancer I can tell you from my experience that starting the pension thing is hard, and while it might be easier later, don’t count on it. Whichever system you want to join, you’d better do it today. Otherwise you’ll be debating the same issues again 40 years from now, but not have a chance to change anything.

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The other day I was asked how to acquire new clients, or in business lingo, how to do newbiz. I wasn’t quite sure what to say, and so I shrugged, because it’s not something I’m particularly good at. Or rather, I’m not good at sales.

I don’t usually think about acquiring new clients, but I do believe that it’s important to build trust and relationships and, bluntly, to simply be a good person, and the rest will take care of itself.

If there’s anything that from today’s point of view has helped me, it’s this: I try to listen to people, try to figure out what their problems are, and if I can help (note: actually help, not make them believe I can help if they hired me, not saying things like “we offer solutions for…”. Actual help.) I do it, or point them to people I think can do it. In turn, if I need help, I ask folks for tipps, and am constantly surprised how much most people are willing to help if you just ask them. Out of this kind of exchange, over time, you build trust. This might, or might not, directly or indirectly lead to a working relationship. What’s I find beautiful about it is this: It’s so vague, so unreliable, so hard to trace, that you can’t fake it just to sell some crap. Unless you mean it, it’s not going to work.

Also, it’s not really traceable. In our company we thought for a bit if we could track our client acquisition. We gave it up quite quickly. It’s not how it works for us at TW, and it’s not how it ever worked for me during my freelance years.

In the end, I guess everyone needs to figure out for themselves how to do this thing, however we might call it, that leads to a client hiring someone. Personally, I’m quite happy it doesn’t include tracking it in a spreadsheet.

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97

Jazz

Schritt schritt schritt

CBS

@benhammersley wrestling the retro future

The gang's all here

The new me #next12

Let them eat kimchi!

Panama

Cat

Insane, exhausting, exhilarating, fantastic week full of conferences and conversations with smart and lovely people. 1. FiveElephant beans 2. A thank you note to someone who really deserves it 3. Fun hack: Schrittzähler @ Digitale Selbstvermessung 4. Kreuzberg street art 5. Ben H. trying out a particularly flawed future 6. Lovely mid-conference dinner 7. my stage at Next12 8. Lovely post-conference dinner 9. Matt P’s Panama hat 10. A’s cat

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Next12 is over, and it’s been intense and quite an experience. Feedback from speakers and audience alike has been positive as far as I can tell, but of course there’s always lots of stuff that can be done better. So first up, a shout out to the team both at SinnerSchrader and the crew on the ground: Great work!

Next Experience

That said, let’s dig into some of the bigger questions that I’ve faced at pretty much all the events I’ve been involved with, ever.

Twitter / @frauenzeit: yes, and there are always ...

Diversity: Too few women, always.

What can I say? It’s true! And as a curator I’m as responsible as anyone, if not more so. If I say I’m aware of it and I try to get a diverse and gender-balanced lineup, you can only take my word for it. The fact that the panels aren’t gender-balanced still holds true, no matter what my intentions were. Whenever events I’m involved in I do try to get things as diverse as I can, and I can tell you: It’s not easy. At all. It’s not like there aren’t many smart and interesting women out there who could tell a great story. There are, of course there are, and I feel happy and honored that so many fantastic, smart, engaging women agreed to speak at Next12. But we were far from 50/50, and picking a speaker line up there’s a million aspects to consider. Among them: availability, experience, name recognition, willingness to speak, internal politics, sponsoring deals and last but not least: a good chunk of pure luck. Do I know the right person? Can they make it at that time?

I won’t name any names, and I’m writing this to my best recollection without going back and double checking the exact numbers. As far as I remember, three or four speakers (and a curator among them) dropped out because of health-related issues; two or three of them happened to be women who were awesome and considerate enough to propose a replacement, in at least two instances men. Several people had conflicting engagements and had to drop out (in this case, mostly men, some of whom made it eventually, some who we replaced on short notice). The list goes on. Please note that these are just some of the reasons I remember most vividly, and that no gender arguments should be made regarding the reasons for these cancellations! Let me repeat just to be clear: I’m not indicating that more women cancel due to health related issues, and I strongly recommend not to fall for some stupid argument like this – this just happened to be the stats in this very instance, no more.

In many other cases, the people on stage are on stage because they are considered experts in their fields, and in many instances this recognition as an expert is a function of being in a senior position. In a corporate context, this often means that the person has moved up a corporate career track, which statistically means significantly more men than women. Sadly, I’d like to add, for all the wrong reasons. Corporate careers are still ridiculously male-oriented. Or men just play along with it, or whatever the reasons might be, the stats are pretty clear on this one. You can see how that doesn’t apply where I invited speakers from less established fields: design, research, UX, startups, IoT. Here, younger people often are the experts, and once you take the corporate structures out of things, you get a much more diverse mix of experts. Look at the track called Experience at Next12, and you’ll find that it’s a lot more diverse in many ways. No gender balance, but a tad more diversity.

I once read, and sadly can’t remember where, a tip for men in tech: If you’re offered a slot to speak or join a panel, ask who else is on the panel. If it’s only other guys, propose a woman to replace you. I’m kinda liking it, and want to get into the habit of doing that more.

Speaking of which, we have a few events coming up, and we’ll try even harder to get to true gender balance. In fact, checking the lineup just now, for our event on the quantified self and personal analytics today (link) it was exactly 50/50. So there’s a start.

Politics are part of the game

Any organization has some level of internal politics to work around. No point in bitching about it, just get used to it. It’s part of the game.

Budgets are never what they appear to be.

I want you to re-read that sentence slowly and repeat after me: Budgets are never what they appear to be.

I’ve attended uncountable conferences and have been involved in quite a few in different roles – lead organizer, speaker, live blogger and many more. Events always (!) look like they have more budget than they really do. All events I know are less profitable than they might seem, or at least that’s my understanding of things. I can’t remember the details, so don’t quote me on that, but I think we put together CoCities for less than 50K. If you’ve ever organized anything at scale, you know that that’s ridiculously little money. Bigger commercial conferences probably run on a different economic model, but consider that the budget pays for speakers (travel, maybe fees), location rent, insurance, food & drinks, staff, rent for tech and people to handle it, logistics of shuttling all kinds of stuff back and forth, wifi (even if it turns out not to work flawlessly), printing etc etc etc. It’s a long, long list, and it keeps growing. Events are expensive to run, even if you bootstrap them. So before I say something like “how hard can it be?”, I take a deep breath and think for a moment of the things that could have gone wrong but didn’t, and I think a moment about how hard it might actually be, and usually by that time I don’t feel like that sentence should be uttered, ever.

Language barriers are tricky

International conferences are always a bit of a challenge from a language perspective. Mixing languages is possible, but hard to do well. Excellent (!) signage is the least you can do. But really I’d opt for going all English. In fact, I believe that’s what I’ve always done so far. If in doubt, go for common ground. Most conference attendees will speak it well enough to understand what’s going on, and your pool of potential speakers is many, many times larger than otherwise. There’s different philosophies on this, so it’s a bit of a personal question. In the French-speaking part of Canada for example, things tend to be bi-lingual instead of English. That’s perfectly fine too, as long as people are used to handling that kind of thing. Make sure that every speaker, moderator, sponsor and organizer speaks enough of whichever language you choose that there’s no awkwardness. And make sure that everybody knows what to expect, then things can’t really go all that wrong.

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So I got around to testing out the Nike+ Fuelband for a few days. Instead of a full on review, some quick, off the cuff impressions, thoughts & notes as long as they’re fresh:

The Fuelband is smooth, feels nicely heavy and well made. The rubbery surface is comfortable to wear, if maybe a bit too clunky, especially if you work on a computer a lot.

The display lights up only if you press a button, so usually you just walk around with a black wristband. The display is a set of LEDs and can show time, steps, calories as well as Nike’s own “currency”, the so-called “Fuel”. Below the display you see a status bar that starts with a single red dot and grows with your activity, going from yellow to green until you reach your daily goal. It’s fairly subtle and works intuitively. Having a watch on the wrist was a pleasant change as I usually don’t wear watches much.

Taking this for a spin. #fuelband Starting out, the Fuelband shows just a red marker: Go get a move on!

The battery lasts for a few days before you have to recharge via USB. Data upload works through USB, too, so it’s simple but not terribly elegant.

To set your goals, you enter your desired activity levels through an app on your desktop or iPhone (I use Android, so no mobile app for me). The default “normal” active day is set so low that I reached it even though only starting my test at 4pm the first day. Ramping it up to “active” days helps a bit, so you actually have to at least walk a bit during the day to meet the goals. I assume if you commute by car and work at a desk all day, it might be a challenge. If you’re somewhat active anyway it feels like you have to set the goals somewhat inflationary. Or maybe I just happened to have a particularly active week.

Over time, you can gather a number of stats, accessible through the Fuel app. Examples for the kind of stats you get, besides some graphs to indicate the overall development, would be Best Month, Best Wednesday, Average Activity etc. It’s intuitive, but doesn’t go very deep it seems.

I expect this will change if the API ever really opens up and more developers can play around with it. If you could use alternative interfaces like the Pebble for example that might become more interesting. As it stands, it feels a bit… how do I phrase it… American? I know this doesn’t quite capture it, but it’s this very Nike-ish tonality that I always personally find a bit off-turning. Then again, it’s their product and it’s a fitness product, so I guess that’s alright.

Right now it’s still in the novelty phase, and several people actually approached me at a restaurant to ask about it.

So in short: It’s a smooth, well produced gadget. Having tested it for about a week, it feels like the novelty and effect are wearing off already. I caught myself not even putting it on anymore after 4-5 days. The API might change that once it’s there, if it’s ever going to really open up.

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Soba.

Dragon

The lucky winners #betapitch

View from the Pan Am Lounge

Monoblock

Sunset

Mayfest

Holocaust Memorial

Holocaust Memorial

The Green Door

A packed summer week in Berlin with friends visiting, the May 1 parties in my neighborhood, rebublica conference, betapitch and generally just tons of conversations. 1. Soba & veggies 2. Dragon 3. The lucky winners of Betapitch 4. Sunset over Berlin as seen from the PanAm Lounge terrace 5. Stack of Monobloc chairs at Republica 6. First of May in Kreuzberg 7. First of May in Kreuzberg 8. Sky at the Holocaust Memorial 9. Holocaust Memorial 10. The Green Door

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Tape.

DMZ

Looking forward to the next couple of months

bird

Boo!

Just folded a world.

DRadio Wissen / at the studio

Dradio wissen

Club sandwich, Kuchenkaiser

Moving outdoors

1. Tape. 2. DMZ, one of the very few comics that I still read religiously. 3. Quite excited about the next couple of months. 4. Bird! Streetart in Kreuzberg. 5. Boo! 6. Folded a globe 7. Interview about Startups in Berlin at Deutschlandradio Wissen with Philipp and David 8. Deutschlandradio 9. Club Sandwich at Kuchen Kaiser 10. Working out in the sun.

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